June 2006
In2M's flagship product, Mvelopes® Personal, is named one of “The 100 Best Products of The Year” by PC World.
“Products that win PC World's World Class Awards set the standard for excellence in the IT and consumer electronics industries,” stated Harry McCracken, editor in chief of PC World. “From notebook computers and security software to music players and Web sites, the editors reward the most outstanding performers in this annual awards program. Congratulations to Mvelopes® Personal.”
Read the press release
June 2006
In2M officially announces the release of Mvelopes® Personal 3.0
In2M Corp. today officially announced the release of Mvelopes® Personal 3.0. This latest version of the world's leading online budgeting and spending management application offers the anytime, anywhere convenience of online banking in a one-stop financial management center that users can access from home, work, or on the go. The program allows users to plan for, track, and control spending, eliminate and avoid debt, pay bills, and monitor net worth.
Read the press release
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January 2006
Dave Burge of the El Paso Times interviewed In2M president and CEO Steven B. Smith for an article on getting your finances in order.
Failure to plan ahead for periodic expenses, like car-repair bills and Christmas gifts, can mess up even the best budget, said Steven B. Smith, president and chief executive officer of In2M Corp., a Utah-based financial software and services company that developed the Mvelopes® Personal online budgeting system.
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August 2006
Laura Rowley recommends Mvelopes Personal in an article for Self magazine titled “Put and end to money stress! Be smarter about your finances, whatever your age.”
Knowing where your dollars go is key to stopping the black hole syndrome. For 30 days, write down all you spend to see where you can cut back. Then stay on track with the online tools at Mvelopes.com or BetterBudgeting.com.
View the article
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July 2006
The Wall Street Journal Sunday ran an article by Andrea Coombes titled “Budgeting: Keep Your Eye on the Prize.”
Once you're ready to create a complete household budget, you'll need to choose a tool that works best for you. For some, that's the envelopes system, where you divvy up your paycheck into different envelopes for each expense. “Other people may want to use a budget program, such as Quicken,” says Gerri Detweiler, president of Ultimate Credit Solutions, in Sarasota, Fla. Still others like an online budgeting tool, she says, like Mvelopes.com, which is based on the envelope method.
The article also appeared on Marketwatch.com and The Wall Street Journal Online.
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July 2006
Kathy Yakal spotlighted Mvelopes Personal in her “Online Investor” article in the July 10 issue of Barron's.
One of Quicken's online shortcomings is budgeting, where Mvelopes Personal (www.mvelopes.com) fills the gap nicely.
...Mvelopes' simplicity and usability make it a good resource for consumers who want to do only budgeting.
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June 2006
Mvelopes Personal 3.0 is named one of “The 100 Best Products of the Year” by PC World.
“Products that win PC World's World Class Awards set the standard for excellence in the IT and consumer electronics industries,” stated Harry McCracken, editor in chief of PC World. “From notebook computers and security software to music players and Web sites, the editors reward the most outstanding performers in this annual awards program. Congratulations to Mvelopes Personal.”
Read the press release
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June 2006
Yahoo! Finance columnist Laura Rowley discussed the benefits of reducing your monthly spending and setting aside even a small amount each month and how Mvelopes Personal has helped her in an article titled “Turning the Monthly Mentality to Your Advantage.”
To get into the monthly saving mentality, first identify the black holes in your budget. I recently started using an online budgeting program called Mvelopes Personal to better track my family's expenses in real time.
...The payoff? Mvelopes quickly revealed a few of our black holes, such as clothing, dry cleaning, and baby sitting.
View the article
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June 2006
Rochester Democrat and Chronicle reporter Maeleeke J. Lavan wrote an article on helping teens learn to manage money.
Establishing a budget is essential, says John Gilligan, executive director of Consumer Credit Counseling Service of Rochester. Teens need to evaluate their earnings and account for their necessary expenses.
Computer programs like Quicken, Microsoft Money and Mvelopes Personal can help kids monitor their money and investments.
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March 2006
About.com Financial Software Guide Shelley Elmblad reviewed Mvelopes Personal, giving the program three of five stars.
Mvelopes operates entirely online, requiring no software download on the computer. This avoids tech support hassles and for those who wish to do so, makes sharing the financial picture with another person simple to do.
...Mvelopes is a stronger budget manager than better-known financial software titles, but it lacks the full features of some of these financial software packages. This isn't necessarily a bad thing since some financial software is bloated with far more functionality than many find useful.
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March 2006
PC World senior editor, Tom Mainelli, reviewed Mvelopes Personal 3.0. Mvelopes received a rating of “84: Very Good.”
‘With this latest update, Mvelopes has become an even more usable service. It continues to work better for me than Intuit's Quicken or Microsoft Money for budgeting.’
Read additional excerpts from the review
The review also appeared in The Washington Post and About.com.
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March 2006
In2M CEO and Mvelopes creator Steven B. Smith wrote an article on how managing your finances early can help prepare for a comfortable retirement. The article, titled “Gambling on Your Financial Future,” discussed consumers' attitudes toward saving money and appeared in The Bull and Bear Financial Report.
Winning the lottery is the most practical way to accumulate several hundred thousand dollars. At least that's what one in every five people said in a recent survey by the Consumer Federation of America and the Financial Planning Association®.
View the article
A similar article also ran in Young Money.
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February 2006
In an article for The Dollar Stretcher titled “The ‘Envelope System' in a Cashless Society”, Gary Foreman mentions Mvelopes Personal as a product that can help utilize the effectiveness of envelope budgeting in today's “cashless society.”
Some of the old budget tools don't work so well today. Fewer of our purchases are made with cash. So merely controlling cash isn't an effective budget tool.
View the article
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January 2006
Bill Keenan of the Average Joe Money Show radio program interviewed In2M CEO Steven B. Smith about the Mvelopes Personal spending management system and how it compares to “budgeting” tools.
Go to averagejoemoneyshow.com to listen to the interview (Show 24: Why Budgets Don't Work)
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January 2006
Dave Burge of the El Paso Times interviewed In2M CEO and Mvelopes creator Steven B. Smith for an article on getting your finances in order.
Failure to plan ahead for periodic expenses, like car-repair bills and Christmas gifts, can mess up even the best budget, said Steven B. Smith, president and chief executive officer of In2M Corp., a Utah-based financial software and services company that developed the Mvelopes Personal online budgeting system.'
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January 2006
The Kansas City Star featured an article by In2M CEO and Mvelopes creator Steven B. Smith on the new regulations for credit card payments and how consumers can make adjustments to handle the changes.
Most people can easily squeeze an additional 10 percent out of their paycheck by simply creating a spending plan and tracking their expenses. Use an online budgeting tool to make setting up your spending plan simple. Mvelopes Personal (www.mvelopes.com) offers a free 30-day trial. A pen and paper will work, but you have to be disciplined to stick with it long term.
View the article
Similar articles also appeared in The Register-Herald, MsMoney.com, The Spartanburg Herald-Journal and DCMilitary.com.
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