HOME CONTACT US SEARCH

Press Room

2006 2005 2004 2003 2002

In2M Corporation
Mvelopes Personal
Money for Life

In2M Technologies

December 2004
Can't Seem To Save Your Money?  Audit Your Household Budget To Uncover Wasted Cash. View press release


December 2004
Tom Allen, host of the I Hate Debt radio show and author of the I Hate Debt Newsletter, featured In2M CEO, Steven B Smith, on his radio show on December 10th. Steven and Tom discussed topics such as the underlying cause of debt, how Mvelopes Personal works, how to create your own personal getting out of debt plan, and building wealth with Mvelopes. These segments are accessible on the I Hate Debt web site.

Top


October 2004
It's Better to Give Than Receive... Until You Receive the Credit Card Bill- Five Smart Tips to Achieving a Debt-Free Holiday. View press release

Top


October 2004
Today's Focus features Mvelopes Personal Users in article titled “Autumn Expenses: Stay on top of those seasonal bills” in their Fall issue. Sheryl Nance-Nash wrote:

'Their financial situation became critical in early 2003, after Dan withdrew money from his company three times in one month. At that point, the Oakes started using an online budgeting system titled Mvelopes Personal (www.mvelopes.com) to help them manage their household expenses. Mvelopes connects to KeyBank's online banking system (and the online services of other banks) so that customers can access their up-to-date financial data whenever they need it. '

Click here to view the article (PDF)

Top


September 2004
Bankrate.com features Money for Life and In2M CEO, Steven B. Smith, in article titled “Shopping Online for Budget Help.” Contributing Editor, Jennie Phipps wrote:

'Stephen B. Smith, author of "Money for Life," has created the online budgeting tool Mvelopes.com. Designed to look like an old-fashioned envelope system, Mvelopes lets users keep track of how well they are sticking to a spending plan. It's easy to learn and manage (no formulas like you encounter with a spreadsheet), but there is a monthly charge for using the software. It does, however, include a bill-paying component; if you pay 25 bills a month and use the e-pay system instead of buying stamps, you'll come close to recovering the budgeting tool cost.'

Click here to view the article

Top


September 2004
On Wednesday Sept 1 st 2004, Steven B Smith, author of Money for Life and CEO of In2M, was featured on Steve Shagrin's Voice America Radio Show called Planning For Life. Steve Shagrin is a Certified Financial Planner and President of Planning For Life. Listen to the radio interview at http://www.planningforlife.info/shows.htm.

Top


August 2004
Business columnist for the Rockford Register Star, Bruce Brinkman, featured In2M's Mvelopes Personal in article titled “ New Financial Tools can be Valuable.” Brinkman wrote:

'Keeping consumers out of the red is the goal of the Personal Mvelopes Budgeting System. The folks at In2M Corp. ( www.mvelopes.com) have taken Grandma's envelope method of tracking cash into the age of the Internet. Their electronic version comes wrapped up in novel form. As the story of Ryan and Christine Richardson in "Money for Life" unfolds, the reader comes to understand how this system can be used to restore financial (and marital) stability.'

Click here to view the article.

Top


June 2004
Mvelopes ® Personal 2.0 Web Edition Just Released by In2M- Click here to Read Press Release

Top


May 2004
In2M releases Mvelopes Personal 2.0. All web version of Mvelopes Personal was released in May of 2004. Members can access their financial information from anywhere, at anytime through the secure Mvelopes Personal Web Application.

Top


May 2004
Chicago Tribune features In2M's Mvelopes Personal in article titled “ Financial Wedding Gifts That Take the Cake.” Columnist, Eileen Ambrose wrote:

'Computer programs can help couples manage their money, track expenses and pay bills online. Experts recommend Quicken, Microsoft Money and Mvelopes Personal.'

Click here to view the article

Top


March 2004
Debt for Life? New survey reveals that Americans want to get out of debt but they don't stick to a budget. View press release

Top


February 2004
Money for Life Consumer Survey Results- Americans say they're budget conscious but debt levels continue to soar. View survey results

Top



Mvelopes Personal

December 2004
Bankrate.com features Mvelopes Personal in an article titled Putting your financial house in online order.” Contributing Editor, Jenny C. McCune wrote:

'The basis for Mvelopes is the old-fashioned paper budgeting method; you use different envelopes, electronic in this case, to track your spending. In addition to budgeting, Mvelopes lets you pay bills, manage your financial assets and offers personal coaching on financial issues.'

View the article

Top


December 2004
Tom Allen, host of the I Hate Debt radio show and author of the I Hate Debt Newsletter, featured Steven B Smith and Mvelopes on his radio show on December 10th. Steven and Tom discussed topics such as the underlying cause of debt, how Mvelopes Personal works, how to create your own personal getting out of debt plan, and how to build wealth with Mvelopes. These segments are accessible on the I Hate Debt web site.

Top


October 2004
Boston Globe Correspondent, Robert Powell wrote a review of Mvelopes Personal in an article titled, "Does Your Checkbook Still Look Like This? Software Programs can Help Tame your Budget, but Beware; Point 'N' Click is Hardly a Snap." Powell wrote:

'One culprit: Many don't have in place the basic building block of a sound financial plan – a budget. Enter the latest versions of old- guard personal finance software programs, Intuit's Quicken 2005 and Microsoft Money 2005, as well as a relative newcomer to the category called Mvelopes, an online budgeting subscription service.'

View the article

Top


October 2004
Today's Focus featured Mvelopes Personal in an article titled “Autumn Expenses: Stay on top of those seasonal bills” that appeared in their Fall issue. After speaking with Mvelopes Personal users, Sheryl Nance-Nash wrote:

' Their financial situation became critical in early 2003, after Dan withdrew money from his company three times in one month. At that point, the Oakes started using an online budgeting system titled Mvelopes Personal (www.mvelopes.com) to help them manage their household expenses. Mvelopes connects to KeyBank's online banking system (and the online services of other banks) so that customers can access their up-to-date financial data whenever they need it. '

View the article (PDF)

Top


September 2004
Bankrate.com features Money for Life and Mvelopes Personal in article titled “Shopping Online for Budget Help.” Contributing Editor, Jennie Phipps wrote:

' Stephen B. Smith, author of "Money for Life," has created the online budgeting tool Mvelopes. Designed to look like an old-fashioned envelope system, Mvelopes lets users keep track of how well they are sticking to a spending plan. It's easy to learn and manage (no formulas like you encounter with a spreadsheet), but there is a monthly charge for using the software. It does, however, include a bill-paying component; if you pay 25 bills a month and use the e-pay system instead of buying stamps, you'll come close to recovering the budgeting tool cost. '

View the article

Top


August 2004
Business columnist for the Rockford Register Star, Bruce Brinkman featured Mvelopes Personal in article titled “New Financial Tools can be Valuable”. Brinkman wrote:

' Keeping consumers out of the red is the goal of the Personal Mvelopes Budgeting System. The folks at In2M Corp. (www.mvelopes.com) have taken Grandma's envelope method of tracking cash into the age of the Internet. Their electronic version comes wrapped up in novel form. As the story of Ryan and Christine Richardson in "Money for Life" unfolds, the reader comes to understand how this system can be used to restore financial (and marital) stability. '

View the article

Top


July 2004
CBS MarketWatch Columnist, Robert Powell in July wrote, "Spend like there is a tomorrow. Tips for Budgeting Money in Retirement." From an interview with Mary Sullivan of Protected Investors in San Francisco, Powell quotes:

'I ask them to write down every time they spend a penny,' she says. She says she directs clients to Web sites such as Mvelopes for help and guidance.

View the article (PDF)

Top


June 2004
Mvelopes® Personal 2.0 Web Edition Just Released - Click here to Read Press Release

Top


May 2004
Mvelopes Personal 2.0 released. All web version of Mvelopes Personal was released in May of 2004. Members can access their financial information from anywhere, at anytime through the secure Mvelopes Personal Web Application.

Top


May 2004
Chicago Tribune features Mvelopes Personal in article titled “Financial Wedding Gifts That Take the Cake.” Columnist, Eileen Ambrose wrote:

' Computer programs can help couples manage their money, track expenses and pay bills online. Experts recommend Quicken, Microsoft Money and Mvelopes Personal. '

View the article

Similar articles, written by Eileen Ambrose, also appeared in the Baltimore Sun and the Daily Press. Both articles featured Mvelopes Personal.

Top


March 2004
Budget Kit, 4th Edition released-includes Mvelopes Personal Starter CD

Top


March 2004
Debt for Life? New survey reveals that Americans want to get out of debt but they don't stick to a budget. View press release

Top


February 2004
Money for Life Consumer Survey Results- Americans say they're budget conscious but debt levels continue to soar. View survey results

Top



Money for life

December 2004
In2M CEO and Money for Life Author, Steven B. Smith featured on radio shows across the nation.

  • Dec 31st 9:30 am MT, WNNR-AM/Jacksonville FL, with Wizetrade Live
  • Dec 31st 6:50 am MT, WREC-AM/Memphis TN, with the Morning News
  • Dec 30th 8:45 am MT, KTAR-AM/Phoenix AZ, with Jim Sharpe
  • Dec 30th 6:10 am MT, WKRC-AM/Cincinnati OH, with the Morning Show
  • Dec 29th 1:25 pm MT, WWDB-AM/Philadelphia PA, with Paul Kircher
  • Dec 29th 1:00 pm MT, Bloomberg Radio Network, with Chris Iasiello
  • Dec 29th 6:45 am MT, KTRS-AM/St Louis MO, with the Morning Show
  • Dec 29th 6:35 am MT, WGIR-AM et al, NH statewide, with Charlie Sherman
  • Dec 29th 5:50 am MT, WGY-AM/Albany NY, with Don Weeks
  • Dec 28th 9:00 am MT, Business Talk Radio, with MG & Stock Dr.
  • Dec 28th 8:05 am MT, Accent Radio Network, with The Right Balance
  • Dec 27th 11:20 am MT, Radio America - national, with Show Me The Money
  • Dec 27th 9:00 am MT, KOMO-AM/Seattle WA, with Business Feature
  • Dec 27th 7:10 am MT, KFTK-FM/St Louis MO, with the Morning Show

Top


October 2004
Marshall Loeb, of CBS MarketWatch,, recently  wrote a feature on Steve Smith's book, Money for Life Success Planner. Loeb uses 8 of the 25 Financial Fitness Quiz questions to demonstrate to readers that while “Physical fitness is important for your health.Being financially fit is also important, no matter what your lifestyle.” The article, “Quiz Yourself on Financial Habits,” has been syndicated to other newspapers and web sites such as NY Daily News, Miami Herald,and Contra Costa Times.

View the article on the CBS MarketWatch web site or at the Daily News web site.

Top


October 2004
Steven B. Smith, Author of Money for Life, releases companion workbook Money for Life Success Planner-A 12-Week Companion to Achieve Financial Fitness. View press release

Top


September-October 2004
In2M CEO and Author, Steven B. Smith featured on radio shows across the nation.
  • WXRK-FM New York, NY on September 16th at 1:00 pm (MST). K-Rock Magazine.
  • Cable Radio Network- CRN National, on September 17th at 7:40 am (MST). Cable Talk, National Syndicated.
  • X Star Radio Network, Regional Ohio, on September 18th at 11:00 am (MST). On The Money, NPR affiliated.
  • Family News and Focus, National, on September 29th at 11:00 am (MST). Focus on the Family, National Syndicated. 
  • Powernomics Network, National, on September 30 th at 11:15 am (MST). Live with Tom Pope, nationally syndicated.
  • WBIX-AM, Boston, MA on October 4th at 9:15 am (MST)

Top


September 2004
Get on the Program to Financial Fitness, 12-Week Plan Emphasizes Creating, and then Sticking to a Spending Plan. View press release

Top


September 2004
On Wednesday Sept 1 st 2004, Steven B Smith, author of Money for Life and In2M CEO, was featured on Steve Shagrin's Voice America Radio Show called Planning For Life. Steve Shagrin is a Certified Financial Planner and President of Planning For Life. Listen to the radio interview at http://www.planningforlife.info/shows.htm.

Top


June-July 2004
In2M CEO and Author, Steven B. Smith featured live on radio stations across the country.

  • WSMB-AM, New Orleans, LA on June 3rd at 6:10 am (MST)
  • WFHN-FM, Providence, RI on June 3rd at 6:35 am (MST)
  • WSMB-AM, New Orleans, LA - 2nd Interview on June 9th at 6:10 am(MST)
  • WBET-AM, Brockton-Boston, MA on June 11th at 9:05 am (MST)
  • Mountain Radio America, National Syndication on June 14th at 11:20am (MST)
  • WBIX-AM, Boston, MA on June 14th at 2:35 pm (MST)
  • WHO-AM, Des Moines, IA on June 14th at 4:35 pm (MST)
  • WSMB-AM, New Orleans, LA - 3rd Interview on June 21st at 6:35 am (MST)
  • WWRL-AM, New York, NY on July 1st at 7:05 am (MST)
  • Powernomics Radio Washington D.C. on July 8th at 9:30 am (MST)
  • WBNW-AM Boston, MA on July 13th at 3:00 pm (MST)

Top


April 2004
In2M CEO and Author, Steven B Smith featured on Salt Lake City TV Morning Show with new book, Money for Life, Budgeting Success and Financial Fitness in Just 12 Weeks!

Top


March 2004
Debt for Life? New survey reveals that Americans want to get out of debt but they don't stick to a budget. View press release

Top


February 2004
Money for Life Consumer Survey Results- Americans say they're budget conscious but debt levels continue to soar. View survey results

Top


January 2004
Flex your Financial Muscles. New budgeting book, Money for Life, Budgeting Success and Financial Fitness in just 12 weeks! by Steven B Smith, provides blueprint for financial fitness. View press release

Top

In the News
Media Kit
My wife and I have been using Mvelopes Personal for over 4 months and have eliminated ALL of our consumer debt! It has saved us more than once from impulse buys and unnecessary finance charges. Once you've used it, you'll wonder how you ever lived without it.
- Stewart